Kiwi Money | Sri Lanka's First Automated Expense Tracker

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How It Works

Wall of Love

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Kiwi Money

Meet

Kiwi Money

Sri Lanka’s first automated expense tracker. It categorizes your spending and shows where every Rupee goes—automatically.

Automatically tracks your spending

Auto-categorizes every expense

Instant insights on your money

Supports Sri Lankan banks & merchants

Try it for free

We're on iOS & Android

QR code to download the app from app store

Try it for free

We're on iOS & Android

Already trusted by 1000+ Sri Lankans

Saving 5k+ monthly for just Rs. 450! This replaced my expensive habits and gives me endless convenience at home. A must-have!
— Anjala B.
Best expense tracker I've used! Accurately tracks personal and business expenses without any hassle. No more pen and paper!
— Saji
Game-changer! Clean UI and automation make expense tracking effortless. Unlike manual apps I'd neglect, this simplifies everything!
— Sandun
Makes tracking expenses so easy with a great UI compared to everything else out there. The team is very supportive with bug fixes too.
— Menula
Automatically organises everything for me. Helped me stay within budget and understand my spending habits better.
— Harirajan
Developers actually listen to feedback and fix issues. Superior to other apps - excited for future updates!
— Yukthika F.

Saving 5k+ monthly for just Rs. 450! This replaced my expensive habits and gives me endless convenience at home. A must-have!

— Anjala B.

Best expense tracker I've used! Accurately tracks personal and business expenses without any hassle. No more pen and paper!

— Saji

Game-changer! Clean UI and automation make expense tracking effortless. Unlike manual apps I'd neglect, this simplifies everything!

— Sandun

Built by Sri Lankans, for Sri Lankans

Automatic Tracking

Every digital transaction is recorded for you through SMS tracking. You never have to worry about spreadsheets or manual tracking ever again!

Every digital transaction recorded for you through SMS tracking. No spreadsheets or manual efforts!

Local Verified

Built specifically to support local vendor and bank transactions. It's truly Sri Lankan!

Categorisation

Automatically places all of your tracked expenses into the right categories.

Insights on Your Spending

See where your money goes and how you spend it. We give you everything you need to get a holistic understanding of your hard earned money.

See where your money goes and how you spend it. We give everything you need know.

Built for Privacy

We understand the pain of not being able to trust apps with your data. That's why do our absolute best to value your privacy.

We're cooking up more stuff for you. Check out our roadmap.

Stop recording expenses manually.

It’s easy to forget, fall off the wagon, and miss. It’s hard to be diligent with expense tracking when you have to do it manually.

Too Many Spreadsheets
Too Many Missed Entries
Too Much Guessing
Too Much Stress
Too Much Manual Mathing

Too Many Spreadsheets
Too Many Missed Entries
Too Much Guessing
Too Much Stress
Too Much Manual Mathing

We know the struggle is real. That's why we built this app – so you don't have to deal with the hassle of manual tracking anymore.

And Here's How It Works

One-Time Setup

Kiwi Money logs your bank transactions automatically through SMS. It's a quick one-time setup to get it running.

You need to create a simple Shortcuts automation. We'll guide you through it.

You need to grant SMS read permissions via the app. You're all set!

Ding! You Receive a Message

Every time your bank sends you an SMS after a transaction, Kiwi Money gets the signal. Your phone acts as a silent messenger, instantly relaying the information

Poof! Transaction Logged, Just Like That

Poof! Transaction Logged

Then, with a quick "zap," the app neatly organises this transaction within your app. You get a clear, automatic record of your spending, without any manual input.

Then, with a quick "zap," the app neatly organises this transaction within your app.

Automatically logged

Automatically categorised

Identifies the account

You also get a nice icon

Also,

Nothing Leaves

Your Phone.

Also,

Nothing Leaves

Your Phone.

Your Privacy is Non-Negotiable

We're tired of apps that hoard your financial data, so we built something different. Your transaction messages stay on your phone—no third parties, no data mining, nothing leaves your device.

If we can't identify a transaction, you choose whether to help us improve or skip it entirely. Your data belongs to you, and we're keeping it that way.

We're tired of apps that hoard your financial data, so we built something different. Your transaction messages stay on your phone—no third parties, no data mining, nothing leaves your device.

If we can't identify a transaction, you choose whether to help us improve or skip it entirely. Your data belongs to you, and we're keeping it that way.

Processed Only on Phone

Optional SMS Support

Transactions Only

Encrypted, Untraceable

No Selling or Mining

How It Works

Over 1000+ Users

& Counting

Here's are some real words from real users who’ve made Kiwi Money a part of their financial journey. Here’s why they trust us across platforms.

Over 1000+ Users & Counting

The confident response to my support requests gave me enough trust to subscribe to Kiwi Money Plus trial and then the lifetime subscription.

What's impressive is how the team listened, acknowledged, pivoted and delivered - all faster than I expected.

This is a huge enhancement for my personal use case. Absolutely no regrets going lifetime!

— Saiyaff F.

Amazing to see such quality from LK devs! Always looking for apps like this in the SaaS space. Excited to test and share!

— Lahiru H.

It feels great to see a quality Sri Lankan fintech app like this.

The expense tracking and insights are excellent, and I especially love the daily breakdown feature and timeline sync status.

Really useful overall—excited to see how it evolves.

— Haridharshana N.

No more Excel! Kiwi Money automatically captures bank alerts and tracks transactions, making budgeting simple and efficient.

Love how seamless and organised it is!

— Abishek M.

Seamless automation with insightful breakdowns — haven't seen this done so well in recent apps. Makes managing money feel effortless. Highly recommend!

— Imthiyaaz H.

Currently a trial user! So far so good! Been waiting for something like this for ages.

— Savindu W.

The UX is fantastic—honestly on par with international apps.

I love how simple it is compared to other money managers that are way too complicated. This one just gets the job done without the hassle.

— Yoosfuf A.

The UI is absolutely stunning—one of the best I've seen from a Sri Lankan app. The automation works flawlessly across all my bank accounts, and the team is incredible.

— Rajitha P.

I've tried so many apps and Excel/Google Sheet solutions before, but happy to see a product that actually supports the local system.

These are 'nice problems to have' - it's great to see your team tackling these challenges head on! Got the trial instantly and already looking into the lifetime subscription.

— Manas N.

Kiwi Money is a stepping stone of financial literacy. Keep up the good work!

— Hari J.

Kiwi Money is one of the best money managers I have used and it's locally built. I never knew I needed this in my life!

— Lakshitha F.

All the A's to your Q's

We know you’ve got questions — and this is the place for them. Quick answers to your top questions, right here.

What exactly does this app do?

Do I have to manually add every expense?

Can I use it if I don’t get SMS alerts from my bank?

Does it work for debit and credit cards, or bank accounts?

Is my financial data safe?

Is this built specifically for Sri Lankans?

Which banks are supported?