Terms of Use

Kiwi Money helps you track and manage your expenses. You must be at least 18 years old to use the App.

• Personal Use Only: Kiwi Money is provided strictly for your personal, non-commercial use. You may not use this App for business accounting or commercial purposes without our prior written consent.

To ensure a safe experience, you agree NOT to:

• Provide fraudulent info, impersonate others, or share your account credentials.
• Reverse-engineer, copy, or attempt to access our codebase or other users' accounts.
• Use the App for any illegal activities or unauthorized commercial campaigning.

User Content License: You own all the financial data and information you enter or sync. However, by using Kiwi Money, you grant us a limited, non-exclusive license to process, store, and display that data solely to provide you with the App's features (like categorization and insights).

We offer monthly, annual, and lifetime plans via the Apple App Store, Google Play Store, and RevenueCat.

• Manual Cancellation Required: If you switch from a recurring subscription (monthly/annual) to a Lifetime Plan, the App Store will not automatically unsubscribe you from the old plan. You are responsible for manually canceling your old subscription in your device settings to avoid being double-charged.
• Refunds: All payments and refunds are managed by Apple or Google according to their respective store policies.
• Forfeiture: If you delete your account or uninstall the App, you forfeit any early-user discounts or promotional offers.

Participation in referral programs or leaderboards is voluntary. We reserve the right to modify, suspend, or end these programs at any time. Any fraudulent activity or abuse of these programs may result in the loss of rewards or account suspension.

• "As-Is" Service: Kiwi Money is provided on an "as-is" and "as-available" basis. While we strive for 100% uptime, we cannot guarantee that the service will be uninterrupted, error-free, or 100% secure.
• Not Financial Advice: The App is an informational tool for educational purposes only. Categorization is done on a best-effort basis and may contain inaccuracies. You are responsible for verifying your data before making financial decisions.
• Third Parties: We are not liable for disruptions or data loss caused by third-party providers (like Google Drive, Apple iCloud, or payment processors).

We protect your data with industry-standard security measures. However, no internet transmission is 100% secure.

• Your Role: You are responsible for securing your device and account login. Kiwi Money is not liable for unauthorized access resulting from your failure to maintain proper security (e.g., sharing passwords or leaving your device unlocked).

Kiwi Money, its code, architecture, design, and branding are the exclusive property of Kiwi Money Pvt Ltd. Any unauthorized use or reproduction is strictly prohibited and may result in legal action.

• Termination: We reserve the right to suspend or terminate your access at any time, for any reason—including if we believe it is necessary to protect our community or the App's integrity.
• Governing Law: These Terms are governed by the laws of Sri Lanka. Any disputes will be resolved in the courts of Sri Lanka.